What are the duties and responsibilities of IBPS RRB Officer?

For the financial year 2019-20, IBPS has released official notification for the posts of Assistant and Officer Scale jobs. On 4^th July 2019, the registration has ended and IBPS RRB Prelims 2019 is tentatively scheduled in the month of August 2019. The interested aspirants must be interested in acquiring knowledge about duties and responsibilities of an ideal IBPS RRB Officer. To be concise, the job profile of an IBPS RRB Officer can be described as similar to that of any commercial Bank Probationary Officer. Even, the recruitment drive for IBPS RRB Officer is similar to that of IBPS PO or SBI PO exam, but it has its own syllabus and exam pattern.

The students should note that the recruitment drive is conducted by IBPS and is based on two written competitive exams (IBPS RRB Officer Prelims 2019 and IBPS RRB Officer Mains 2019 Exams) followed by interview round. The fundamental duties and responsibilities of an IBPS RRB Officer are to bring a variety of banking services and activities to the rural areas of India effectively. Like any Bank PO, he has to perform all bank activities responsibly and his duties includes handling bank books, maintaining congenial relationship with customers and colleagues, managing and handling cash books, issuing passbooks and cheque books etc. Professionally speaking, his job profile can be considered to be more challenging as well as innovative than any other commercial bank officer.

During his probation or training period, he is well-trained to perform multi-tasks and perform generous amount of banking activities with full obedience and perfection. In other words, it is fundamentally a Management Trainee Job where new recruits are kept on probation of 2 years. The successful completion of probation period gives them full-time bank job where they work like a full-time bank officer. The salary packages are encouraging as their salaries vary from Rs 29,000 to Rs 33, 000 per month, depending on their posting. Likewise, the growth prospects are also promising as they get regular promotions in their career span.  Like any other Bank Officer, IBPS RRB Officer too has to assess bank’s annual balance sheet and report annual reports of the bank to higher authorities with accurate facts and figures. Besides these critical jobs, he has to maintain the audit report of the financial year and has to compare with last year reports.

What makes the job of IBPS RRB Officer different from any other Commercial Bank Officer? The basic requirement to become IBPS RRB Officer for a candidate is to have language proficiency in the state he has applied for. It implies that the candidate should be proficient in local language as he has to interact and communicate with local people like farmers, small scale businessmen etc and so expertise and adeptness in local language is very important. For example- Besides proficient in Hindi/English, a candidate has to be proficient in Marathi, if he is posted in Maharashtra. Hence, IBPS prefers to recruits local candidates for the post of IBPS RRB Officers.

The most important duty of an IBPS RRB Officer in rural areas is to provide credit facility to local people in the form of Agricultural Loan, after properly verifying documents. The main objective of Indian Government to establish RRB Banks was to abolish “Zamindari System” from India and financially helping farmer by providing them with Agricultural Loans. The other prominent duty is to create awareness about Indian banking system and its benefits to local people, especially poor farmers. The recovery of loan is also a crucial job of IBPS RRB Officer and so he should always check the credentials of loan-taker properly.

In last few years, schemes like “Jan Dhan Accounts” have facilitated banking in rural areas, results in opening of billions of new bank accounts. The banking system also got a major boost through the concept of “Cashless Transactions” where farmers can understand the importance of debit/credit cards.  In many rural areas of India, the Indian Government has encouraged the concept of “Loan Mela”, a festival to promote banking awareness by explaining out different types of loans and schemes with its benefits, implemented by Government of India. It is conducted for the betterment of Indian farmers and IBPS RRB Officer has a major role to play in it. In a similar way, the Officers should always remain updated with new Government plans, policies and schemes which are introduced for the up-liftment of farmers.

The job of IBPS RRB Officer is not only multifaceted but also challenging and encouraging in nature. If you want to make a dream career in banking then it’s the right time to deliver your best efforts to crack forthcoming IBPS RRB Officer Exam with success.

All the Best!!!

 ABOVE CONTENT IS WRITTEN BY THE TEAM OF IBT INSTITUTE

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